We provide flexible payment solutions
for family law legal fees.

Helpfully, you will not pay anything out-of-pocket until your family law matter is finalised. Any applicable fees and charges are debited to your account and repaid as a lump sum by you upon settlement of your matter. Once approved your line of credit is subject to the following:

Interest – Variable rate from 9.9% p.a. to 12.9% p.a. charged on the debit balance of your account. Your interest rate is determined by JustFund based on your unique circumstances, including credit limit, security and your family law matter.

Assessment & Administration Fee – This covers our costs of conducting a full legal merit assessment of your family law matter based on your unique circumstances and establishing a line of credit. Starting at $851, the Assessment & Administration Fee varies depending on the size of your line of credit.

Monthly Fee – The monthly fee of $180 covers our costs of monitoring your legal case, receiving and reviewing updates from your lawyer and processing invoice payments on your behalf.

A Security Lodgement Fee of $552 may also apply if your application is approved subject to registration of a caveat by JustFund.

For more information on JustFund’s interest and fees, please click here.

We understand the unique challenges and needs of someone experiencing separation. We look beyond what a traditional lender or bank sees. We are not fixated on things like your credit score or current income when assessing your eligibility for a loan. Instead, we assess the individual behind each application holistically and on a case-by-case basis.

Many of our clients are, or have been, the primary caregiver or the non-primary income earner in their family. We believe these people deserve financial support just as much as primary income earners. Our expertise allows us to focus on the merits of an individual’s legal case rather than their employment history or credit score.

The line of credit can be used to pay invoices submitted by a law firm, covering solicitor’s time as well as disbursements such as expert, counsel and court fees. Funds are not paid to a client but are paid directly to a law firm. We only pay invoices that are expressly approved by the borrower.

Repayment occurs when your property settlement is finalised, and only from the proceeds you receive. You can repay early and there is no early repayment fee.

We’re different from most lenders in the separation space because taking security isn’t always a requirement. Instead, we assess security requirements on a case-by-case basis. That means our funding can still be provided if you’re not on property title. In certain instances, it may be necessary to place a caveat on property where you are registered on the title and additional fees (payable only when you settle your matter) may apply in circumstances where we take security.

$5,000 minimum. No maximum.

You can apply at any stage in the separation process, including at the same time as you engage your family lawyer. You can also apply if you have unpaid legal bills and would like to access funds to support their payment.

We independently assess the circumstances of your separation and your legal entitlement under the Property (Relationships) Act 1976. Based on this assessment, we then consider whether the amount of funding required to resolve your matter is consistent with our eligibility criteria. 90% of applications are assessed within 48 hours of receiving all the information we need from you and your solicitor.

You can apply directly, or your lawyer can apply on your behalf. Our online application can be found at https://www.justfund.co.nz/apply-now.

Yes, we will complete a credit check as part of our assessment process.

That’s absolutely fine. We are happy to liaise with law firms to best assist you in establishing a line of credit.

Click here to get accredited.

We pay invoices that are submitted by the law firm and approved by the client.